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  "notes": "\"U okviru platnih usluga prikazuju se statisti\u010dki 
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  "notes": "U okviru platnih usluga prikazuju se statisti\u010dki 
            
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podaci o platnim uslugama koje pru\u017eatelji usluga obavljaju kao 
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podaci o platnim uslugama koje pru\u017eatelji usluga obavljaju kao 
            
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svoju djelatnost. Takve su usluge podizanje i polaganje gotovog novca 
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svoju djelatnost. Takve su usluge podizanje i polaganje gotovog novca 
            
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na svoj ra\u010dun, izvr\u0161enje kreditnih transfera, trajnih naloga 
27
na svoj ra\u010dun, izvr\u0161enje kreditnih transfera, trajnih naloga 
            
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i izravnih tere\u0107enja, izvr\u0161enje platnih transakcija putem 
28
i izravnih tere\u0107enja, izvr\u0161enje platnih transakcija putem 
            
46
platnih kartica, usluge izdavanja i prihva\u0107anja platnih 
29
platnih kartica, usluge izdavanja i prihva\u0107anja platnih 
            
47
instrumenata, usluge nov\u010danih po\u0161iljaka, usluge 
30
instrumenata, usluge nov\u010danih po\u0161iljaka, usluge 
            
48
izvr\u0161enja platnih transakcija zadane nekim telekomunikacijskim 
31
izvr\u0161enja platnih transakcija zadane nekim telekomunikacijskim 
            
49
sredstvom, digitalnim ili informati\u010dko-tehnolo\u0161kim 
32
sredstvom, digitalnim ili informati\u010dko-tehnolo\u0161kim 
            
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ure\u0111ajem, a pla\u0107anje se obavlja telekomunikacijskom ili 
33
ure\u0111ajem, a pla\u0107anje se obavlja telekomunikacijskom ili 
            
51
mre\u017enom operatoru ili operatoru 
34
mre\u017enom operatoru ili operatoru 
            
52
informati\u010dko-tehnolo\u0161kog sustava (pla\u0107anja mobilnim 
35
informati\u010dko-tehnolo\u0161kog sustava (pla\u0107anja mobilnim 
            
53
telefonom i dr.). Pru\u017eatelji platnih usluga i platno-prometne 
36
telefonom i dr.). Pru\u017eatelji platnih usluga i platno-prometne 
            
54
infrastrukture jesu kreditne institucije, institucije za 
37
infrastrukture jesu kreditne institucije, institucije za 
            
55
elektroni\u010dki novac, institucije za elektroni\u010dki novac pod 
38
elektroni\u010dki novac, institucije za elektroni\u010dki novac pod 
            
56
izuze\u0107em i institucije za platni promet.\r\nStatisti\u010dki 
39
izuze\u0107em i institucije za platni promet.\r\nStatisti\u010dki 
            
57
podaci o platnom prometu i elektroni\u010dkom novcu iskazani su na 
40
podaci o platnom prometu i elektroni\u010dkom novcu iskazani su na 
            
58
agregiranoj osnovi po mjesecima na temelju izvje\u0161\u0107a koja su 
41
agregiranoj osnovi po mjesecima na temelju izvje\u0161\u0107a koja su 
            
n
59
u Hrvatsku narodnu banku dostavili izvje\u0161tajni 
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u Hrvatsku narodnu banku dostavili izvje\u0161tajni obveznici.",
            
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obveznici.\"\t\r\n",

            
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    "description": "Hrvatska narodna banka sredi\u0161nja je banka 
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    "description": "Hrvatska narodna banka sredi\u0161nja je banka 
            
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Republike Hrvatske i sastavni je dio Eurosustava i Europskog sustava 
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Republike Hrvatske i sastavni je dio Eurosustava i Europskog sustava 
            
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sredi\u0161njih banaka. Osnovni cilj HNB-a jest odr\u017eavanje 
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sredi\u0161njih banaka. Osnovni cilj HNB-a jest odr\u017eavanje 
            
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stabilnosti cijena, pri \u010demu HNB vodi ra\u010duna i o stabilnosti 
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stabilnosti cijena, pri \u010demu HNB vodi ra\u010duna i o stabilnosti 
            
71
financijskog sustava u cjelini.\r\nOd 1. sije\u010dnja 2023. Hrvatska 
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financijskog sustava u cjelini.\r\nOd 1. sije\u010dnja 2023. Hrvatska 
            
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narodna banka dio je Eurosustava te sudjeluje u definiranju i 
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narodna banka dio je Eurosustava te sudjeluje u definiranju i 
            
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provo\u0111enju zajedni\u010dke monetarne politike Europske unije. 
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provo\u0111enju zajedni\u010dke monetarne politike Europske unije. 
            
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Tako\u0111er, izvr\u0161ava devizne operacije u skladu s \u010dlankom 
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Tako\u0111er, izvr\u0161ava devizne operacije u skladu s \u010dlankom 
            
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219. Ugovora o funkcioniranju Europske unije i osigurava nesmetano 
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219. Ugovora o funkcioniranju Europske unije i osigurava nesmetano 
            
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funkcioniranje platnog sustava. Nadalje, HNB upravlja 
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funkcioniranje platnog sustava. Nadalje, HNB upravlja 
            
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me\u0111unarodnim pri\u010duvama i financijskom imovinom HNB-a, izdaje 
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me\u0111unarodnim pri\u010duvama i financijskom imovinom HNB-a, izdaje 
            
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i oduzima odobrenja i suglasnosti te donosi druga rje\u0161enja u 
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i oduzima odobrenja i suglasnosti te donosi druga rje\u0161enja u 
            
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skladu sa zakonima kojima se ure\u0111uju poslovanje kreditnih 
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skladu sa zakonima kojima se ure\u0111uju poslovanje kreditnih 
            
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institucija i poslovanje kreditnih unija, pru\u017eatelja platnih 
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institucija i poslovanje kreditnih unija, pru\u017eatelja platnih 
            
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usluga, izdavatelja elektroni\u010dkog novca i platnih sustava, platni 
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usluga, izdavatelja elektroni\u010dkog novca i platnih sustava, platni 
            
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promet, izdavanje elektroni\u010dkog novca te devizno poslovanje i 
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promet, izdavanje elektroni\u010dkog novca te devizno poslovanje i 
            
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poslovanje ovla\u0161tenih mjenja\u010da. Hrvatska narodna banka 
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poslovanje ovla\u0161tenih mjenja\u010da. Hrvatska narodna banka 
            
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obavlja superviziju i nadzor kreditnih institucija i poslovanje 
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obavlja superviziju i nadzor kreditnih institucija i poslovanje 
            
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kreditnih unija, pru\u017eatelja platnih usluga, izdavatelja 
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kreditnih unija, pru\u017eatelja platnih usluga, izdavatelja 
            
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elektroni\u010dkog novca i platnih sustava, platni promet i izdavanje 
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elektroni\u010dkog novca i platnih sustava, platni promet i izdavanje 
            
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elektroni\u010dkog novca. Poslove supervizije kao i sanacije kreditnih 
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elektroni\u010dkog novca. Poslove supervizije kao i sanacije kreditnih 
            
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institucija HNB obavlja u sklopu jedinstvenoga nadzornog mehanizma i 
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institucija HNB obavlja u sklopu jedinstvenoga nadzornog mehanizma i 
            
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jedinstvenoga sanacijskog mehanizma.",
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